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Personal Banking
Overdraft

Overdraft

Meet your immediate
financing needs

Whether you want to consolidate your
credit card bills, need the down payment
on your dream home or have an urgent
medical bill to pay, our overdraft solutions
can get you cash fast.

OptiOverdraft

First overdraft facility that is pegged to the Kuala Lumpur Inter-Bank Offered Rates (KLIBOR)*, ensuring you enjoy lower than the average market financing rates every time.

* Based on 3-month KLIBOR

FlexiOverdraft

Enjoy even more options. Get immediate access to cash by pledging your loan to Fixed Deposits.

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