Travel Insurance

It's comforting to know that your Standard Chartered Credit Card is there for you in emergencies, even when you're miles away from home. We have a range of travel-related insurance packages such as Travel Accident and Purchase Protection arranged specially with you in mind.

Free Travel Insurance

Benefit	Card type	Principal only	Principal & immediate family
Accidental death and permanent total disablement	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Permanent total disablement	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Loss of both hands or both limbs	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Loss of one hand and one foot	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Total loss of sight of both eyes	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Loss of one eye and one hand or one foot	Classic Gold Platinum	Up to RM350,000 Up to RM700,000 Up to RM1,000,000	Up to RM350,000 Up to RM700,000 Up to RM1,000,000
Loss of one hand or one foot	Classic Gold Platinum	Up to RM175,000 Up to RM350,000 Up to RM500,000	Up to RM175,000 Up to RM350,000 Up to RM500,000
Missed connections	Classic Gold Platinum	Up to RM300 Up to RM600 Up to RM750	Up to RM600 Up to RM1,200 Up to RM1,500
Delayed luggage	Classic Gold Platinum	Up to RM300 Up to RM600 Up to RM750	Up to RM600 Up to RM1,200 Up to RM1,500
Loss of luggage	Classic Gold Platinum	Up to RM750 Up to RM1,500 Up to RM2,000	Up to RM1,500 Up to RM3,000 Up to RM4,000
Delayed flight	Classic Gold Platinum	N/A N/A Up to RM750	N/A N/A Up to RM1,500
Hospital income	Classic Gold Platinum	N/A N/A Up to RM2,500	N/A
Travel Documents	Classic Gold Platinum	N/A N/A Up to RM2,500	N/A
Personal money	Classic Gold Platinum	N/A N/A Up to RM2,500	N/A

Accidental death and permanent total disablement

You and your family are automatically covered up to the limits specified as a result of an accident which occurs whilst riding solely as a passenger in or boarding or alighting an aircraft including the direct trip to and from the airport.

Missed connections

If you miss your confirmed, onward connecting scheduled flight at the transfer point due to the late arrival of your incoming confirmed scheduled flight or if your confirmed onward connecting scheduled flight is delayed for 4 hours or more and no alternative onward transportation is made available, you and your whole family will be reimbursed in respect of your card charges incurred for meals, refreshments or hotel accommodation.

Delayed luggage

If your accompanied checked-in luggage is not delivered within 6 hours of your arrival at the abroad scheduled destination point, you and your whole family will be reimbursed in respect of your card charges incurred for the emergency purchases of essential clothing and requisites.

Loss of luggage

If your accompanied checked-in luggage is not delivered within 48 hours of your arrival at the abroad scheduled destination, you and your whole family will be reimbursed in respect of your card charges incurred within 96 hours of your arrival at the abroad scheduled destination point, for the purchase of essential clothing and requisites.