At Standard Chartered, we believe that every successful business requires a strong foundation.

Our Aim:
Provide you with all the right resources for your business

No matter what your business is, the Standard Chartered Business Visa Credit Card is your competitive edge. With it, you have exclusive access to a variety of business services designed to help your business grow

A suite of Savings and Privileges Tailor-made for your Business:

Automatic cash back of 0.2% on all your business expenses*
No minimum charge required, no limit on cash back given and the more you use your card,
the more cash back you get.
*Retail transactions only excluding transactions made at petrol stations

Earn 1 Choice Point for every RM1 charged
Earn Choice Points for business and travel expenses. Redeem over 200 gift items from our
Choice Rewards Catalogue.

Your company's or firm's name exclusively embossed on the card
Enhances your company's or firm's credibility and reputation.

Consolidated Year-End Summary Statement
By having all your business expenses summarised into one comprehensive statement, the
Business Card not only minimizes the time you spend tracking your finances, it also helps
you manage your business expenses. This gives you more time to dedicate to building
your business.

Business Network Circle
Gain access to a wide network of events, seminars and programmes. Connect with the right
industry contacts which in turn may help create exciting new avenues and opportunities for
your business.

Substantial Credit Limit
Enjoy a credit limit that soars as high as RM300,000 to fulfill your business requirements.
With the Standard Chartered Business Visa Credit Card, you have the privilege of having
your own personalised line of credit.

0% p.a. Easy Payment Scheme
Stretch your payments with this special benefit that allows you to settle business purchases
in 12 equal installments at 0% interest at participating merchant outlets.

24-hour Auto Assist
Enjoy more peace of mind when you travel on business. Standard Chartered Auto Assist is
just a phone call away, 24 hours a day, with services such as:

Free emergency breakdown assistance, medical referrals, transmission of information
during emergency and interpreter services
Alternative travel assistance, repatriation of vehicle assistance referral and chauffeur
assistance referrals
Emergency medical evaluation assistance
Multiple language presentation

(For Business Platinum Visa Cardmembers only)

Complimentary Business Travel Insurance
Travel insurance coverage of up to RM2 million for Business Platinum and RM700,000 for
Business Gold for you and your family when you purchase airline tickets with your Standard
Chartered Business Visa Credit Card. Complimentary insurance cover is also extended to
lost luggage, delayed luggage, missed connections and flight delays.

Travel Services Desk
We offer you personalised services while you're on business at no cost: special travel deals,
guaranteed worldwide hotel corporate rates, complimentary visa handling service, free ticket
delivery (KL and Penang) and complimentary automatic flight insurance of up to USD150,000
coverage. Call our Travel Services Hotline at 03-4043 8133 (KL) or 04-210 8133 (Penang) for
more information.

Purchase Protection Plan
Shop with peace of mind as purchases charged to your Standard Chartered Business Visa
Credit Card are automatically insured for up to RM75,000 for Business Platinum and
RM36,000 for Business Gold from damage or theft within 30 days from date of purchase.

Credit Protection Plan
We can save you the worry in an unlikely event you ever lose your wallet. The many benefits
covers 24-hour hotline for canceling all lost or stolen cards, protection against unauthorized
card usage of up to RM300,000 and replacement of lost or stolen cash

Personal Concierge Service Worldwide
Our dedicated staff will be on hand around-the-clock, around-the-world offering you restaurant,
golf course, medical, gym and health centre referrals plus financial assistance and much
more. Wherever you are, you can comfortably mix business with pleasure anytime.
(For Business Platinum Visa Cardmembers only)

24-hour Global Emergency Assistance
Call 1800 88 2588 wherever you are for access to a full range of global emergency and travel
assistance services, such as emergency cash of up to USD5,000 anywhere in the world.
(For Business Platinum Visa Cardmembers only)

Seize business opportunities with Cheque-On-Call
Take your business further, enjoy easy access to additional funds. Cheque-On-Call allows
you to cash up to 80% of your available credit limit for personal needs with attractive interest
rates and flexible repayment to suit your business cash flow.

Stretch your cash flow with FlexiPay

Low interest rates
Flexible repayment tenures
Applicable for any product or service purchase with Standard Chartered Business Visa
Credit Card
Fixed monthly repayment
Fast approval and no additional documents required

Save with Balance Transfer
Lower interest rates* when you transfer your outstanding balance from another credit card /
charge card to your Standard Chartered Business Visa Credit Card.
*Rate is subject to change.

Zero Liability
You bear zero liability on transactions carried out after you report the loss of your Standard
Chartered Business Visa Credit Card.

Eligibility
Standard Chartered Business Visa Credit Card
	Gold (RM)	Platinum (RM)
Joining Fee	50	100
Annual fee p.a.	250	550
Minimum Income p.a.	40,000	60,000

*Terms and conditions apply

Our Aim: Provide you with all the right resources for your business

Our Aim:
Provide you with all the right resources for your business