Islamic Banking - Financing Products - Standard Chartered Bank Malaysia Berhad

Standard Chartered Saadiq can help you build your business further with our syariah compliant financing products. We have an array of products from working capital financing to asset acquisition for your business needs. Having a sound working capital management will ensure your business enjoys better liquidity in order to operate effectively and efficiently.

Revolving Credit-i
Short Term Corporate Financing-i (STCF-i)
Leasing-i
CMF-i (Revolving)
CMF-i (Term)

Revolving Credit-i

We provide revolving financing based on the Bai-Inah concept for your working capital. Our Islamic RC involves the sale of the bank's asset to you and then buying it back. The difference between the purchase and sale price is the profit portion to the bank. Tenor of financing is between 1 to 6 months. No commitment fee would be imposed on Revolving Credit-i.

Short Term Corporate Financing-i (STCF-i)

Similar to RC-i, STCF-i is a financing product, based on the Bai-Inah concept. The product features fixed rate financing with a tenor of more then a year. The payment of instalments can be either on a monthly or quarterly basis, giving you the flexibility for better cash management.

Leasing-i

A financing arrangement where on maturity, the asset is sold to you at nominal value. You have the flexibility of choosing a fixed or floating rate financing. Assets can be pre-owned by you or to be purchased directly from vendor with an easy periodical instalment of monthly or quarterly.

CMF-i (Revolving)

We provide financing based on the Murabahah concept for your working capital. CMF-i (REV) financing is based on globally accepted Islamic concepts. The difference between the purchase and sale price is the profit portion to the bank. Tenor of financing is between 1 to 6 months.

CMF-i (Term)

Similar to CMF-i (Revolving), CMF-i (Term) is a financing product based on globally accepted Islamic concepts. This product features a fixed rate financing with a tenor of more then a year. Instalments can be done either on a monthly or quarterly basis and this usually bring about better cash management.