Working hard towards
giving you more rewards

Expect only the best with our
Employee Banking Programme
The Employee Banking Programme is a bundling
of Standard Chartered’s wide selection of financial
products and services catered for you – ranging
from deposit accounts to personal financing, home
financing,bancassurance and investment products.

Exciting returns with additional benefits

SuperSalary-i Account (eligible for protection by PIDM) is an All-in-One account based on Mudharabah principle that allows the bank to pay dividends on an agreed profit sharing basis.

Your benefits

Profit bearing current account with cheque book facility
Account opening with zero deposit
Monthly service fee waiver
Lifetime annual fee waiver on MasterCard Debit Card

Averages Balances (RM)	PSR	Indicative Return % (p.a)*
1 to 15,000	24 : 76	1.20
Above 15,000	38 : 62	1.90

*Based on November 2011 returns

Enjoy Superior Banking Services*

Personal Financing Needs	Benefits
Personal Financing-i	Preferential Rates with SuperSalary as payment account Personal Financing-i - Financing amount of up to RM150,000 - No collaterals or guarantor required - No processing fee - No early settlement fee upon early redemption - Financing term from 12 to 60 months Preferential rates are only applicable for applications under Employee Banking Programme
Home Financing-i	Apply for home financing and get approval status in just 48 hours
Wealth Management	Invest in Haiqal Suite and you may enjoy 3.5% cash payout on net investment amount at the end of the third month Applicable only for selected Syariah compliant Unit Trust investments Please refer to our Personal Financial Consultant for the list of selected Unit Trust investments
Bancassurance (PA, Aman, Aqil)	Apply for an individual family Takaful Plan with affordable monthly contribution for self and family as low as RM20 per month - Death and Total and Permanent Disability (TPD) protection; - Personal Accident; - Daily Hospitalisation Benefits - Fixed Monthly Income benefit - Survival Benefit
Segment Enrolment	Priority Banking: RM 16,000 monthly salary income bracket 1 year service fee waiver, thereafter the usual qualifying criteria stated in the Priority Banking Terms and Conditions will apply

Note:
Only SuperSalary-i Account is eligible for protection by PIDM.
Application for Personal Financing and Home Financing-i are subject to the Bank’s credit evaluation
*Terms and Conditions apply.

Self-service Banking for your convenience

Personal Financing Needs

Benefits

Online and Mobile Banking

View accounts and financing details
Pay bills and transfer funds
Open Saadiq$aver-i account
Apply/Request for products and facilities
eStatements
Bank on the go with Breeze on iPhone and Android

Phone Banking

Access to individual accounts, home financing and related services
Customer Service Hotline:
1300 888 888

SMS Banking and Alerts

SMS Banking

Manage accounts and credit cards by
sending/receiving SMS messages

SMS and Email Alerts

Notifications on account transactions

ATM Network

Greater convenience with a shared ATM network for improved account accessibility HOUSe – Cash withdrawals at over 300 ATMs nationwide. RM1 is charged for each successful withdrawal MEPS shared ATMs – Cash withdrawals at over 10.000 ATMs nationwide MEPS Interbank Giro (IBG) – transfer funds and make payments to Standard Chartered Bank Malaysia Berhad or other bank accounts via Online Banking at standardchartered.com.my. phone banking at 03-7711 8888 or at any of our branches

Available to all Muslims and Non-Muslims

Interested?

We will be happy to show you how SuperSalary-i Account can work for you. Click Saadiq Personal Account Rules & Regulations to learn more about the Terms and Conditions of the accounts..

Call us direct at 1300 888 888

To sign up, visit your nearest Standard Chartered branch today!

*Terms and conditions apply

Working hard towards giving you more rewards

Exciting returns with additional benefits

Enjoy Superior Banking Services*

Personal Financing Needs

Benefits

Personal Financing-i

Home Financing-i

Wealth Management

Bancassurance (PA, Aman, Aqil)

Segment Enrolment

Self-service Banking for your convenience

Personal Financing Needs

Benefits

Online and Mobile Banking

Phone Banking

SMS Banking and Alerts

ATM Network

Available to all Muslims and Non-Muslims

Interested?

Working hard towards
giving you more rewards

Bancassurance
(PA, Aman, Aqil)