Your wealth in good hands
Your peace of mind
Standard Chartered Saadiq
Introducing Standard Chartered Saadiq, the world class Islamic savings and current account for your financial needs.
We believe you should enjoy an integrated approach to create, grow and protect your wealth, regardless whether you are a Muslim or non-Muslim.
Saadiq Account-i combines two accounts in one: Savings Account-i and Current Account-i. Conceptually, Saadiq Account-i is based on a combination of Islamic concept of al-Wadiah Yad Dhamanah (Safe Custody) and Mudharabah (Profit Sharing). Its special two-way sweep feature automatically transfer funds between your Savings Account-i and Current Account-i making certain there are sufficient funds in either accounts. You also will enjoy up to General Investment Account-i dividend rates on your savings, and cheque-issuing facilities.
How Saadiq Account-i works to your benefit
Dividend Rates |
• Savings Account-i is based on the Mudharabah • Current Account-i is based on the Al-Wadiah Yad |
Syariah Compliant |
Your money will be invested in activities approved by the Syariah Consultant to ensure all investment activities are in accordance to Syariah principles. |
Cheque-Issuing facility |
You can make payments using your cheque book whilst the bank is |
Special Two-Way Sweep Feature |
The Bank will automatically transfer funds between two accounts, making certain there are sufficient funds in either account. |
Monthly Statement |
Every month, a statement will be sent to you, helping you keep track of all transactions. If you have more than one account with us, we will send you a consolidated statement for an all-in-one monthly report. This way, you can tell your financial position at a glance. If you like your statements to be emailed to you, call us |
Convenience access to your funds
|
You will receive an ATM Card, which you can use to conveniently withdraw or deposit cash and cheques at any Standard Chartered branch locally 24 hours a day, 7 days a week. (withdrawal up to RM3,000 daily). Our network of ATMs offers HOUSe and MEPS Interbank GIRO for added convenience. You will also have access to over one million ATM outlets in more than 150 countries. |
Banking Services at your Fingertips |
You can enjoy Phone Banking, Online Banking and SMS Banking 24 hours a day, 7 days a week. |
Easy to apply |
Individual account or joint account |
Available to all Muslims and Non-Muslims
Interested?
We will be happy to show you how Saadiq Account-i can work for you. Click
Saadiq
Personal Account Rules & Regulations to learn more about the Terms
and Conditions of the accounts.
Call
us direct at 03-7711 8888
To sign
up, visit your nearest Standard Chartered branch
today!
*Terms and conditions apply

Saadiq$aver-i
