Standard Chartered Bank (Malaysia) : Islamic Banking: Saadiq Special Offers

Discovering a Treasury of Top Notch Products

Visit Standard Chartered Saadiq today for a first hand look at their comprehensive array of financial packages.
Whatever your needs or desires, we’re pretty sure you’ll find the right package for you.

If you’re looking for home financing, we believe that JustHome-i is just the thing for you. This impressive product boasts an unbeatable combination of the best home financing features - security of fixed ceiling rates and benefits of flexible profits rates.

Security
Enjoy the security of a fixed ceiling rate of 9.99% p.a., which protects you from unexpected increases in Base Lending Rate (BLR). With the current uncertain economic climate, JustHome-i spells peace of mind, ensuring that your financial commitments are predictable and within your control. With a profit rate that can drop as low as 5% p.a., FIXED for the first 5 years, you simply can’t help but say “aye” to JustHome-i!

Enjoy hassle-free banking and earn attractive
indicative returns with Saadiq$aver-i

According to bank representatives, the Saadiq$aver-i is an all-in-one, hassle-free account that combines the features of Savings, Chequing and General Investment Account in a single account. Not only do customers enjoy the convenience of monitoring only one account, they are also saved the trouble of transferring funds from Savings into a General Investment Account, and benefit from a chequing facility minus the many charges of a typical current account.

Best of all, by simply maintaining an average monthly balance, customers will reap superior profits based on different balance tiers:

FREE: 2-in-1 MasterCard
That’s right! You will also receive a Limited Edition ATM & Debit MasterCard when you open a Saadiq$aver-i account. Managing your daily financial transactions becomes so much more convenient, plus you enjoy a host of attractive benefits.

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This offer is only available at Standard Chartered Saadiq Financial Centre, Taman Tun Dr. Ismail, and other SCBMB selected branches: Teluk Intan, Tawau, Sitiawan, Port Dickson, Lahad Datu, Labuan, Kuantan, Kuala Terengganu, Kangar, Kajang, Bintulu, Bukit Tengah, Batu Pahat, Johor Bahru, Melaka and Taman Molek – JB.

Got a medical emergency? Financing your children’s education? Need a vacation? No matter your reason, Personal Financing-i will support you immediately with ready cash within 24 hours*, no questions asked. We kid you not!

•	Financing amount up to RM150,000**
•	Fixed and flat rates from 0.71% per month***
•	No collateral and guarantor required
•	Flexible payment tenure from 12 to 60 months
•	This offer is only available at Standard Chartered Saadiq Financial Centre, Taman Tun Dr. Ismail

Approval subject to the Bank’s sole discretion. Time is measured commencing from receipt of completed documentation by Bank’s processing centre and excludes Saturdays, Sundays and Public Holidays.

Subject to credit evaluation.

***

0.71% per month is based on a flat rate calculation. The actual rate charged will be calculated on a monthly reducing balance basis. Financing rate offered may differ depending on eligibility.

Great news! Business owners can now enjoy a financing solution with a promotional fixed profit rate from 9% p.a.* - that’s half off the normal figure of 18% p.a.! What’s more, you’ll also get an exclusive 3-in-1 traveling set upon approval of your financing facility if you sign up during the promotional period.

•	Financing of up to RM250,000**
•	No collateral but guarantor required
•	Flexible repayment tenure from 12 to 36 months

With an ideal combo of fixed rates and flexible tenures, we think the Biz-Financing-i offers a simple and painless way to obtain business financing, allowing you to focus on what’s important – your business growth!

Looking for a commercial mortgage financing that offers you both ceiling rate protection and flexible rates? Look no further than the BizProperty-i solution, a financing facility designed to give you peace of mind against BLR fluctuations and full control of your financial commitments.

•	Fixed rates for first 3 years, and variable rates thereafter

If you accept our offer within the promotional period, you’ll also get a 3-in-1 traveling set upon acceptance of your financing facility!