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Home > Personal Banking > Services > Online Banking > Frequently Asked Questions


    Online Banking
Tools and Forms

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Frequently asked Questions
 
About the Online Banking Service
  1. What is Online Banking?
  2. Why should I choose Online Banking?
  3. What are the services available through Online Banking?
  4. Is this service available 24-hour a day?
  5. Can I access the service from overseas?

First Time Access

  1. How secure is this service? / How safe is my personal information going through the service / What are the security measures used by this service?
  2. What is encryption and how is it used to protect my information?
  3. What is "Two-Factor-Authentication"?
  4. How does Two Factor authentication works for Online Banking?
  5. What precautions should I take while using Online Banking?
  6. How do I safeguard and protect my Online Banking password?
  7. What should I do if I suspect there are unauthorized transactions on my account?
  8. What precautions should I take when using shared/public PCs for this service?

Application for the service

  1. Who can apply for this service?
  2. How do I apply for Online Banking?
  3. What do I need in order to use this service?
  4. How can I update my mobile phone number?
  5. Are there any fees charged?

Hardware & Software Requirement

  1. What are the necessary preparations for accessing Standard Chartered Online Banking?
  2. What should I do if I use a browser whose version is older than the recommended one?
  3. What display setting should I use for this service?

Log In

  1. What should I do when accessing the Online Banking service for the first time?
  2. What is an eBID?
  3. What is an OTAC?
  4. How will I receive the OTAC?
  5. Is there an expiry date for the OTAC?
  6. How do I activate my Internet Banking service?
  7. What if I forget my Username and Password?
  8. Will my access be locked after multiple unsuccessful attempts?  How can I get it unlocked?
  9. Can I use my ATM PIN to log in? Or use my Phone Banking PIN?

Account information

  1. How can I check my account information online?
  2. How far back can I view my transaction history?
  3. How do I download and save my account information and latest transactions?
  4. Would I be able to print out my account information and or the transaction history?

Funds Transfer

  1. What kind of funds transfer can I do in this service?
  2. Do I need to pre-register 3rd party payee before I can use the funds transfer facility?
  3. How do I pre-register my 3rd party Standard Chartered accounts?
  4. How many payees can I add in Internet banking?
  5. When are the transferred funds available in the receiving account after I do an Immediate Fund Transfer to accounts within Standard Chartered Bank, Malaysia?
  6. When are the transferred funds available in the receiving account after I do a Fund Transfer to 3rd party accounts within Malaysia?
  7. What is the transaction limit over Online Banking service? Is there any limit to the transaction amounts over Standard Chartered Online Banking service?
  8. Can I do a foreign currency transfer via Online Banking?
  9. Can I do Post-Dated or Recurring Funds transfer?
  10. Can I maintain my Post-Dated or Scheduled Funds transfer instructions?
  11. How do I know if my transactions are successful?
  12. Can I pay my bills via Internet banking?
  13. Do I need to pre-register Bill payment payee before I can use the bill payment facility?
  14. How do I pre-register my Bill payment payee?
  15. Can I do a cross currency Bill Payment via Online Banking?
  16. Can I do Post-Dated or Recurring Bill Payment?
  17. Can I maintain my Post-Dated or Scheduled Bill Payment instructions?
  18. How do I know if my transactions are successful?

Credit Card services

  1. What are the card services available online?
  2. How do I pay my credit card bill online?
  3. When will my credit account be updated?
  4. How do I know if my transactions are successful?

Loan Services

  1. What are the Loan Services available online?
  2. Can I view my Loan statement?
  3. How do I pay my Loan online?
  4. When will my loan account be updated for the payment?
  5. How do I know if my transactions are successful?

Personal Information Maintenance

  1. Can I change my personal details through Online Banking?

Personalisation

  1. Can I personalise my Internet Banking?
  2. What is the use of the Mailbox?
  3. Can I use the Mail Box to send email to my friend?
  4. Can I delete messages from the Mailbox?

e-statement

  1. What is e-statement?
  2. How much does the e-Statement service cost?
  3. Can I access e-statement any where in the world?
  4. When do I receive my e-statement?
  5. Can I change my subscription of my paper statements to e-statements via Internet Banking?

Rates Enquiry

  1. Can I view the Foreign Currency Rates through Online Banking?

Applications

  1. What services can I apply through Online Banking?

Bills Payment

  1. Who are the billers that I can remit payment on Online Banking?
  2. Any plan to include utility merchant such as telecommunication, water bill, multimedia and electricity?
  3. How is the transaction reflected in my credit card statement?
  4. When will the transaction takes effect?
  5. Does online payment have impact on my credit limit?
  6. How do I edit the payee’s information?
  7. Why is One Time Password (OTP) required?
  8. Can I schedule a future transaction or recurring transaction?
  9. I have performed a transaction but it was not executed. Why?
  10. What is the reference field for?
  11. What is the cut-off time to process the repayment on the same day?

 

 
         
 
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    Apply for Online Banking Service

     
     
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    Online Banking Terms & Conditions

     
     
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    Frequently Asked Questions (FAQ)

     

     



     
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