You wish for infinite wealth
we can help beyond measure
Did you know that without investing wisely, inflation chips away at your hard-earned money, little by little, over the years? For example, if you have RM1 million today, in 30 years time, with an assumed inflation rate of 3%, the purchasing power of your money will only be valued at RM411,987. And assuming you placed your entire RM1 million in conservative deposits that earned an average of 4% p.a., the RM40,000 interest income on that is only valued at RM16,479 in 30 years time, due to the effects of inflation.
| Year | (A) Capital Purchasing Power @ 3% inflation |
(B) Interest Income |
(C) = (A) X (B) Real Return |
| 0 | RM1, 000, 000 | 4% | RM40, 000 |
| 10 | RM744,094 | 4% | RM29,764 |
| 20 | RM553,676 | 4% | RM22,147 |
| 30 | RM411,987 | 4% | RM16,479 |
Taking that first step in the right direction.
Financial planning is first and foremost about planning. And as with any plan or road map, you need to have a starting point and a finishing point. In financial terms, the starting point translates to a snapshot of your current financial standing, while the ending point is your financial goal.
At Standard Chartered, we believe in empowering you to plan, build and protect your current and future needs. We will help you develop a personalised financial plan that helps to:
 Plan the course to reach |
 Build your wealth through |
 Protect your assets for your |
And now, Money Manager is enhanced with more flexible functions - so that means you can look forward to a personalised financial investment plan tailored specifically to your individual needs and preferences!
We look forward to helping you plan, build, and protect your financial portfolio. No matter what your goals, our enhanced Money Manager can construct a personalised financial plan with the aim of helping you achieve them.
Call us now at 1300 888 888 to make an appointment and experience Money Manager for
yourself, or visit us at any of our branches nearest to you.
This document is not intended to be an offer or invitation to subscribe for or purchase securities.
The information contained herein has been obtained from sources believed in good faith to be reliable and the opinions, analyses, forecasts, projections and expectations (collectively "Opinions") contained herein are based on such information and are expressions of belief only. No representation or warranty, expressed or implied, is made that such information or Opinions is accurate, complete or verified and should not be relied on as such. Information and Opinions contained herein are published for recipients' reference only.
As with any other form of financial product, the financial product introduced herein carries risks, and you may not get back the amount you originally invested. You should be aware that this financial product may not be suitable for potential investors who are averse to such risks, and to consider the fees and charges involved. You are advised to read and understand the approved relevant documents accompanying and relating to the product (whether prospectuses, information memorandum or deed) for inherent risks of investing in the product. If in doubt, potential investors should seek independent advice. Investment in this financial product is neither deposited with nor guaranteed by Standard Chartered or its subsidiaries. Accordingly, neither the Bank nor any of its related companies shall have any responsibility whatsoever to any investor for any losses which the investor may suffer as a result of the performance of the product.